:root{--navy:#0F2A44;--navy-2:#16385C;--ink:#10213a;--gold:#B89B5E;--bg:#f7f5f0;--card:#fff;--line:#d9e1ee;--muted:#5a6b84}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--navy-2);text-decoration:none} a:hover{text-decoration:underline}
.container{width:min(1160px,92vw);margin:0 auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:14px 0}
.brand{display:flex;align-items:center;flex-shrink:0;overflow:hidden;border-radius:4px;text-decoration:none;}.brand img{height:52px;max-height:52px;width:auto;max-width:200px;display:block;object-fit:contain;object-position:left center;}
.top-nav{display:flex;gap:1rem;flex-wrap:wrap;justify-content:center}
.top-nav a{font-size:.95rem;font-weight:600;color:var(--ink);padding:.35rem .1rem;letter-spacing:.01em}
.top-nav a.active{color:var(--gold);border-bottom:2px solid var(--gold)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:var(--navy);color:#fff;padding:.9rem 1.2rem;font-weight:700;border:1px solid var(--navy);box-shadow:0 8px 18px rgba(15,42,68,.12)}
.btn:hover{text-decoration:none;filter:brightness(1.05);box-shadow:0 10px 22px rgba(15,42,68,.16)}
.btn-outline{background:transparent;color:var(--gold);border-color:var(--gold)}
.hero .btn-outline{color:#fff;border-color:rgba(255,255,255,.7);background:transparent}
.cta-panel .btn-outline{color:#fff;border-color:rgba(255,255,255,.7)}
.header-btn.btn-outline{color:var(--navy);border-color:var(--gold)}
.btn-small{padding:.7rem 1rem;font-size:.95rem}
.hero{background:linear-gradient(180deg,#0F2A44,#17365a);color:#fff;padding:68px 0 52px}
.hero-grid{display:grid;grid-template-columns:1.5fr .95fr;gap:2rem;align-items:start}
.eyebrow{display:inline-block;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:#d9c89a;font-weight:700;margin-bottom:14px}
.hero h1{font-size:clamp(2rem,4.8vw,3.75rem);line-height:1.06;margin:.1rem 0 1rem;max-width:14ch}
.hero-subhead{font-size:1.08rem;color:#dfe7f6;max-width:58ch}
.hero-cta{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.5rem}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);padding:1.25rem 1.3rem;border-radius:22px;box-shadow:0 20px 50px rgba(0,0,0,.18)}
.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:800;color:#d8e1f3;margin-bottom:.7rem}
.tick-list{margin:0;padding-left:1.1rem}.tick-list li{margin:.55rem 0}
.section{padding:52px 0}
.prose{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:2rem 2rem 1.5rem;box-shadow:0 10px 35px rgba(16,33,58,.05)}
.prose h2{font-size:1.75rem;line-height:1.15;margin:2rem 0 .8rem}.prose h3{font-size:1.15rem;margin:1.3rem 0 .5rem}
.prose p{margin:.8rem 0;color:#20334f}.prose ul{margin:.6rem 0 1rem;padding-left:1.25rem}.prose li{margin:.35rem 0}
.prose a{color:var(--navy-2);text-decoration:underline}
.prose ol{margin:.6rem 0 1rem;padding-left:1.4rem}
.prose ol li{margin:.55rem 0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.cards-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:1.2rem;box-shadow:0 10px 25px rgba(16,33,58,.05)}
.card h3{margin:.2rem 0 .4rem;font-size:1.15rem;font-family:Georgia,'Times New Roman',serif}.card p{margin:.25rem 0 .8rem;color:var(--muted)}.card a{font-weight:700}
.band{padding:0 0 52px}.band .container>h2{font-size:1.8rem;margin:0 0 1rem}
.cta-panel{background:linear-gradient(135deg,#163255,#0f2038);color:#fff;border-radius:22px;padding:1.6rem;display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap}
.cta-panel p{margin:0;color:#d8e1f3;max-width:58ch}
.contact-block{background:#f0f4fa;border:1px solid var(--line);border-radius:14px;padding:1.1rem 1.2rem;margin:1rem 0}
.contact-block a{font-weight:600;color:var(--navy)}
h1,h2,h3,.hero h1,.prose h2,.prose h3,.band .container>h2{font-family:Georgia,'Times New Roman',serif;letter-spacing:-0.01em}
.site-footer{background:var(--navy);color:#fff;padding:44px 0;margin-top:34px}
.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:1.4rem}
.footer-logo{height:64px;width:auto;display:block;margin-bottom:1rem}
.footer-text,.site-footer p{color:#dbe4f5}.site-footer a{color:#fff}
@media(max-width:980px){.header-inner{flex-direction:column;align-items:flex-start}.top-nav{justify-content:flex-start}.hero-grid,.footer-grid,.cards,.cards-4{grid-template-columns:1fr}.brand img{height:44px;max-height:44px}}
@media(max-width:540px){.cards-4{grid-template-columns:1fr}}

/* ── Revenue Underwriting / Solutions page components ─────────────────────── */
.offerings-table{width:100%;border-collapse:collapse;margin:1.2rem 0}
.offerings-table th{background:var(--navy);color:#fff;font-family:Georgia,'Times New Roman',serif;font-size:.92rem;font-weight:600;padding:.75rem 1rem;text-align:left;border-bottom:2px solid var(--gold)}
.offerings-table td{padding:.75rem 1rem;border-bottom:1px solid var(--line);font-size:.93rem;vertical-align:top;color:#20334f}
.offerings-table tr:last-child td{border-bottom:none}
.offerings-table tr:nth-child(even) td{background:#f7f9fc}
.offerings-table td:first-child{font-weight:600;color:var(--navy);white-space:nowrap}
.offerings-table td .outcome{display:inline-block;font-size:.78rem;font-weight:700;color:var(--gold);text-transform:uppercase;letter-spacing:.07em;margin-top:.3rem}

.trigger-band{background:var(--navy);color:#fff;padding:1.4rem 1.6rem;border-radius:22px;margin:1.5rem 0;display:flex;gap:1.4rem;align-items:flex-start;flex-wrap:wrap}
.trigger-band .trigger-num{font-size:2.2rem;font-weight:800;color:var(--gold);line-height:1;flex-shrink:0}
.trigger-band .trigger-body h3{margin:0 0 .3rem;font-family:Georgia,serif;font-size:1.05rem;color:#fff}
.trigger-band .trigger-body p{margin:0;font-size:.9rem;color:#d8e1f3}

.vault-card{background:linear-gradient(135deg,#0f2038,#1a3a5c);border:1px solid rgba(185,155,94,.35);border-radius:20px;padding:1.4rem 1.5rem;display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap;margin-bottom:1rem}
.vault-card h3{margin:0 0 .3rem;font-family:Georgia,serif;color:#fff;font-size:1.05rem}
.vault-card p{margin:0;color:#b8c8e0;font-size:.88rem;max-width:52ch}
.vault-card .vault-cta{display:flex;gap:.7rem;flex-wrap:wrap;flex-shrink:0}

.ladder-steps{display:flex;flex-direction:column;gap:0;margin:1rem 0 1.5rem}
.ladder-step{display:flex;gap:1rem;align-items:flex-start;padding:.9rem 0;border-bottom:1px solid var(--line)}
.ladder-step:last-child{border-bottom:none}
.ladder-step .step-badge{background:var(--navy);color:var(--gold);font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;padding:.3rem .7rem;border-radius:99px;white-space:nowrap;flex-shrink:0;margin-top:2px}
.ladder-step .step-content h3{margin:0 0 .2rem;font-size:1rem;color:var(--navy)}
.ladder-step .step-content p{margin:0;font-size:.88rem;color:var(--muted)}

@media(max-width:980px){.offerings-table{font-size:.85rem}.vault-card{flex-direction:column}.trigger-band{flex-direction:column}}